H.I.S. COTA Report™
Choose the Research Depth That Fits Your Next Step.
Order the comprehensive H.I.S. COTA Report™, including our 10-video Homeowner Education Academy, or begin with a $99 preliminary Mortgage Record Check.
Home Information Support LLC provides research, informational, and educational services and is not a law firm. The Mortgage Record Check is a preliminary research review. These services are not legal advice, title examinations, title insurance, or legal or judicial determinations regarding ownership, standing, enforceability, fraud, forgery, or document validity. Results depend on available records. A review identifying no immediate research flags does not establish that all records are complete or free from problems.
The vast majority of property owners lack clear insight into the complex historical trail of their mortgage and land title documents. While regular payments are made, the underlying chain of assignments, legal ownership transfers, and official public record filings often remain completely hidden from the people they affect most.
This exclusive H.I.S. COTA Report™ serves as a specialized investigative tool for property owners, law professionals, and real estate buyers to decode the intricate details of a home's history and identifying potential issues within the chain of title recordings.
Whether you are navigating a purchase, auditing your current mortgage details, managing an estate, or analyzing a potential investment, this report clarifies opaque public data into a structured narrative that empowers you with essential transparency for your most significant financial decisions.
Defining the COTA Report™
A Chain of Title Analysis provides an exhaustive examination of available legal documents and recorded financial instruments linked to a specific parcel of real estate.
Not Ready for a Full Chain of Title Analysis?
For $99, the H.I.S. Mortgage Record Check™ provides a preliminary review of readily available mortgage-related records. Receive a concise written summary of records located, observations, limitations, and questions that may warrant deeper research.
We review the available paper trail more broadly than one mortgage-registration company or database.
Mortgage Record Check™
- $99
- Preliminary scope
- Concise written summary
- No Academy bundle
- Completion estimate provided after order is confirmed
H.I.S. COTA Report™
- $1,999
- Deeper property and mortgage-record research
- Detailed written report
- 10-video Homeowner Education Academy™ included
- Estimated 14–21 days with existing complexity qualifications
Your First Step Can Count Toward the Next.
Eligible customers who upgrade from the Mortgage Record Check receive a $99 credit toward the $1,999 COTA Report, leaving $1,900 before applicable taxes. The COTA Report includes the complete 10-video Academy.
This analysis clarifies the following components:
- Historical deed transfers
- Official mortgage filings
- Loan assignment sequences
- Releases and satisfactions
- Lien discharge notifications
- Legal foreclosure history
- Public ledger chronological order
- Significant property transactions
- Identification of record anomalies or missing links
We focus on translating tangled bureaucratic records into a streamlined, educational overview that any homeowner can easily interpret.
Benefits of COTA Analysis™
Who Uses These Reports™?
Insight.
Access the recorded paper trail regarding your property's legal standing.
- Homeowners — Verifying the accuracy of their mortgage and lien history.
- Property Investors — Performing forensic due diligence before closing on new assets.
- Legal Support — Obtaining organized data for case preparation and client files.
- Advocacy Groups — Spotting systemic issues in mortgage documentation.
- Successors — Understanding the title status of family estates and inherited lands.
Clarity.
Utilize our expert breakdowns to interpret confusing administrative documentation.
Security.
Direct your future real estate strategy with verified facts and deep knowledge.
Frequently Asked Questions
Is the Mortgage Record Check a full COTA?
Are videos included for $99?
No. It is a preliminary review of readily available mortgage-related records.
No. The 10-video Homeowner Education Academy™ is included with a full H.I.S. COTA Report™ or can be purchased separately where offered.
Can I buy the COTA Report directly?
Can I apply the $99 toward a COTA Report?
Yes. You may order the full H.I.S. COTA Report™ without first purchasing a Mortgage Record Check.
Yes. Eligible customers who upgrade from the Mortgage Record Check receive a $99 credit toward the $1,999 COTA Report, leaving $1,900 before applicable taxes, under the posted upgrade terms.
What if records cannot be located?
Does finding a company's name in my records prove wrongdoing?
Your preliminary summary will identify which records were not located or were unavailable. It will not state that your records are complete or problem-free.
No. The presence of a company's name in available records does not, by itself, prove wrongdoing or fraud.
Your Research Comes With the Education to Help You Understand It.
When you purchase an H.I.S. COTA Report™, you will also receive access to the complete:
H.I.S. Homeowner Education Academy™ — 10-Part Educational Video Bundle
Normally $299 — INCLUDED WITH YOUR COTA REPORT PURCHASE
The COTA Report helps organize and explain information associated with your specific property. The H.I.S. Homeowner Education Academy™ provides broader education that can help you better understand many of the concepts surrounding that information.
Research + Education — One COTA Report Purchase. Both Included.
- Mortgage loan fundamentals
- Mortgage servicing vs. mortgage ownership
- Mortgage securitization
- MERS
- Land records, assignments, and chain of title
- Important homeowner-related laws and concepts
- Non-judicial foreclosure
- Judicial foreclosure
- Homeowner civil-action and research concepts
- Uniform Commercial Code concepts involving notes and negotiable instruments
Home Information Support LLC provides research, informational, and educational services and is not a law firm. The Mortgage Record Check is a preliminary research review. These services are not legal advice, title examinations, title insurance, or legal or judicial determinations regarding ownership, standing, enforceability, fraud, forgery, or document validity. Results depend on available records. A review identifying no immediate research flags does not establish that all records are complete or free from problems.
Not Ready for a Full Chain of Title Analysis?
For $99, the H.I.S. Mortgage Record Check™ provides a preliminary review of readily available mortgage-related records. Receive a concise written summary of records located, observations, limitations, and questions that may warrant deeper research.
We review the available paper trail more broadly than one mortgage-registration company or database.
Mortgage Record Check™
- ✔ $99
- ✔ Preliminary scope
- ✔ Concise written summary
- ✔ No Academy bundle
- ✔ Completion estimate provided after order is confirmed
H.I.S. COTA Report™
- ✔ $1,999
- ✔ Deeper property and mortgage-record research
- ✔ Detailed written report
- ✔ 10-video Homeowner Education Academy™ included
- ✔ Estimated 14–21 days with existing complexity qualifications
Your First Step Can Count Toward the Next.
Eligible customers who upgrade from the Mortgage Record Check receive a $99 credit toward the $1,999 COTA Report, leaving $1,900 before applicable taxes. The COTA Report includes the complete 10-video Academy.
Frequently Asked Questions
Is the Mortgage Record Check a full COTA?
No. It is a preliminary review of readily available mortgage-related records.
Are videos included for $99?
No. The 10-video Homeowner Education Academy™ is included with a full H.I.S. COTA Report™ or can be purchased separately where offered.
Can I buy the COTA Report directly?
Yes. You may order the full H.I.S. COTA Report™ without first purchasing a Mortgage Record Check.
Can I apply the $99 toward a COTA Report?
Yes. Eligible customers who upgrade from the Mortgage Record Check receive a $99 credit toward the $1,999 COTA Report, leaving $1,900 before applicable taxes, under the posted upgrade terms.
What if records cannot be located?
Your preliminary summary will identify which records were not located or were unavailable. It will not state that your records are complete or problem-free.
Does finding a company's name in my records prove wrongdoing?
No. The presence of a company's name in available records does not, by itself, prove wrongdoing or fraud.
Your First Step Can Count Toward the Next.
Eligible customers who upgrade from the Mortgage Record Check receive a $99 credit toward the $1,999 COTA Report, leaving $1,900 before applicable taxes. The COTA Report includes the complete 10-video Academy.
View upgrade policy
Frequently Asked Questions
Is the Mortgage Record Check a full COTA?
No. It is a preliminary review of readily available mortgage-related records.
Are videos included for $99?
No. The 10-video Homeowner Education Academy™ is included with a full H.I.S. COTA Report™ or can be purchased separately where offered.
Can I buy the COTA Report directly?
Yes. You may order the full H.I.S. COTA Report™ without first purchasing a Mortgage Record Check.
Can I apply the $99 toward a COTA Report?
Yes. Eligible customers who upgrade from the Mortgage Record Check receive a $99 credit toward the $1,999 COTA Report, leaving $1,900 before applicable taxes, under the posted upgrade terms.
What if records cannot be located?
Your preliminary summary will identify which records were not located or were unavailable. It will not state that your records are complete or problem-free.
Does finding a company's name in my records prove wrongdoing?
No. The presence of a company's name in available records does not, by itself, prove wrongdoing or fraud.
Home Information Support LLC provides research, informational, and educational services and is not a law firm. The Mortgage Record Check is a preliminary research review. These services are not legal advice, title examinations, title insurance, or legal or judicial determinations regarding ownership, standing, enforceability, fraud, forgery, or document validity. Results depend on available records. A review identifying no immediate research flags does not establish that all records are complete or free from problems.