UNCOVER. UNDERSTAND. PROTECT.
A COMPANY YOU MAY NOT KNOW. INSIDE A MORTGAGE YOU DO.
For $99, Home Information Support reviews readily available mortgage-related records and provides a concise written summary of what we find.
You don’t have to be behind on payments to want to understand the paperwork connected to your home.
WHAT DOES YOUR MORTGAGE PAPER TRAIL SHOW?
There may be a private mortgage-registration company named in your mortgage documents. It may not have originated your loan. You probably don’t send it your monthly mortgage payment. Yet its name may appear in documents connected to your home. Is it in yours—and what else do your available records show?
Clarence E. Owens ("Clay")
H.I.S. - Founder & President
Home Information Support (H.I.S.) was founded by Clarence E. Owens ("Clay"), a mortgage-document and public-record researcher and homeowner advocate. H.I.S. provides research, informational tools, and homeowner education to help U.S. homeowners better understand the paperwork connected to their homes.
THE BROADER PAPER TRAIL
ONE COMPANY IS ONLY ONE DOOR. IT IS NOT THE WHOLE HOUSE.
Mortgage-record questions can involve recorded assignments, transfers of lien, execution dates, recording dates, signatories, notaries, and different parties claiming interests in a loan.
That is why the H.I.S. Mortgage Record Check™ looks beyond a single company or database.
WHAT DO WE CHECK FOR $99?
The H.I.S. Mortgage Record Check™ is a preliminary review centered on available mortgage-registration and servicing information, plus freely accessible online local land records where available.
- The recorded mortgage or deed of trust.
- Recorded assignments or transfers of lien.
- Available mortgage-registration information.
- Available servicing information.
- Accessible investor-related information.
- Execution and recording dates.
- Signatory and notary names appearing on located documents.
Records and source availability vary by property, jurisdiction, and loan. This preliminary service does not include a comprehensive title examination, signature authentication, or guaranteed access to every mortgage-transfer record.
WHAT THE HOMEOWNER RECEIVES
ILLUSTRATIVE SAMPLE — NOT AN ACTUAL CUSTOMER RESULT.
- No immediate research flags identified in records reviewed.
- Additional research may be warranted.
- Multiple items identified for potential further investigation.
- Insufficient records available to assess.
A CLEAR SUMMARY OF WHAT WE FOUND.
- Receive a concise written preliminary summary identifying:
- Sources checked.
- Records located.
- Factual observations.
- Missing or unavailable information.
- Questions that may warrant further research.
These are research descriptions, not legal conclusions. Finding no immediate research flags does not establish that every document is valid or that the available records are complete.
HOW IT WORKS
FOUR SIMPLE STEPS
1
Purchase your $99 Mortgage Record Check.
2
Submit your property information through the confirmed intake process.
3
H.I.S. reviews readily available information within the service’s scope.
4
Receive your preliminary written summary.
PRICE AND PURCHASE
START WITH A $99 MORTGAGE RECORD CHECK.
$99 — One-Time Purchase
An affordable first step for homeowners who want to understand what readily available mortgage records show.
The Mortgage Record Check is a preliminary research service. The Homeowner Education Academy video bundle is not included with this $99 purchase.
OPTIONAL COTA UPGRADE
WANT US TO GO DEEPER?
The H.I.S. COTA Report™ provides deeper Chain of Title Analysis and is priced at $1,999. Eligible Mortgage Record Check customers receive the entire $99 purchase credit toward the full COTA Report, leaving $1,900 before any applicable taxes. THE FULL COTA REPORT INCLUDES THE COMPLETE 10-VIDEO H.I.S. HOMEOWNER EDUCATION ACADEMY™ AT NO ADDITIONAL COST.
UPGRADE TERMS: **30-Day COTA Upgrade Credit** Purchase the H.I.S. COTA Report™ within 30 calendar days of your H.I.S. Mortgage Record Check™ purchase and receive a credit for the full $99 paid toward the COTA Report’s $1,999 price. Your remaining COTA purchase price is **$1,900**, before any applicable taxes. The full COTA Report includes the complete **10-video H.I.S. Homeowner Education Academy™** at no additional cost. The upgrade is optional. The 30-day period begins on your Mortgage Record Check purchase date, not the date you receive your preliminary results.
FREQUENTLY ASKED QUESTIONS
What is the H.I.S. Mortgage Record Check™?
A preliminary review of readily available mortgage-related information, with a concise written summary.
Is this the free Homeowner Check-Up?
No. The free Check-Up assesses your mortgage knowledge through your answers. The paid Mortgage Record Check involves preliminary records research.
Is this a full COTA Report or title search?
No. It is a smaller preliminary research service.
Will you determine whether my mortgage is fraudulent?
No. We identify available information and potential research questions, not legal or judicial determinations.
What if nothing unusual appears?
You receive the preliminary summary, including the sources reviewed and limitations.
What if records are unavailable?
We identify that limitation. Unavailable records do not justify a conclusion that the mortgage is free from problems.
Are educational videos included?
Not with the $99 Record Check. The complete 10-video Academy is included with the full COTA Report or can be purchased separately.
Can my $99 apply toward COTA?
Yes, for eligible upgrades under the linked offer terms.
Must I be facing foreclosure?
No. Homeowners current on their payments can order.
How long does it take?
Display only the owner-confirmed turnaround.
DISCLOSURE
Home Information Support LLC provides research, informational, and educational services and is not a law firm. The H.I.S. Mortgage Record Check™ is a preliminary research review and is not legal advice, a title examination, title insurance, or a legal or judicial determination regarding ownership, standing, enforceability, fraud, forgery, or document validity. Results depend on available records. Finding no immediate research flags does not establish that all records are complete or free from problems.