WHY TAKE THE CHECK-UP?
Do you know who actually owns your mortgage note today?
Are you certain your mortgage was recorded correctly in public records?
Do you have a complete file of your original mortgage documents?
Your mortgage is more than just a monthly payment; it is the primary financial instrument connected to your most significant asset—your home. Understanding the details of this legal obligation is essential for every homeowner.
Is your mortgage currently part of a securitized trust?
STEP 3: H.I.S. Homeowner Check Up Score™
See how your current mortgage awareness ranks across four critical categories of ownership and visibility.
Servicing & Ownership Clarity
Public Records & Transfer Visibility
Securitization Awareness
Mortgage Document Readiness
Total 100 points. Represents mortgage awareness/documentation visibility score only.
40 pts
32 pts
10 pts
18 pts
80–100
Strong Mortgage Awareness
Clarification: The H.I.S. Homeowner Check Up Score™ is an educational assessment of mortgage awareness and documentation status. It is not a legal validity score or a measure of foreclosure risk.
60–79
Developing Mortgage Awareness
40–59
Limited Mortgage Visibility
0–39
Start With the Foundations



